You now have the freedom and time to enjoy the fruits of your labour. However, even in retirement you need to actively manage your money to protect your wealth for your retirement ahead.

The main aspects at this time are how best to utilise the pension fund you have built up, and arranging income from investments. You will also need to manage your accrued wealth, consider inheritance tax planning and long term care. You may be wishing to gift some of your savings to your family, or to set up a trust for your grandchildren.  This is a time when you will regularly withdraw from your portfolio, so it is important that your plans are frequently reviewed, to keep producing the best growth and income to match your new lifestyle.  We can help at this important time for you.

Request a Free Financial Review from one of our advisers today

Our stages include

Stage 1: Full-Time Education
Stage 2: Settling into a Career
Stage 3: Relationships and Family
Stage 4: Returning to Work
Stage 5: Planning for Retirement